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Revolving Loan Fund

Any business interested in receiving a below market interest rate loan must first complete a loan application and a business plan.  A credit analysis is completed on every loan application.  While the River Valley Regional Commission’s credit requirements are not as stringent as a bank’s, potential borrowers must indicate an ability to pay back the loan and provide adequate collateral.  Each applicant is encouraged to include his/her local bank in this process.  The River Valley Regional Commission does not intend to compete with private banks for loan customers.  It is our intention to make a loan application more attractive for a local bank by providing gap funds. 

About the Revolving Loan Fund (e-Brochure)

Area Success Stories

Click here to download a Revolving Loan Fund Application


Small Business Development Center's "Mastering Business Loan Proposals" 

Click here for information about Georgia Small Business Lender Program


For more information on the Revolving Loan Fund program, contact: This email address is being protected from spambots. You need JavaScript enabled to view it. or This email address is being protected from spambots. You need JavaScript enabled to view it.at (877) 819-6348.





The River Valley Regional Commission through its Economic Development Revolving Loan Fund assisted a local business,

White Oak Pastures, with financing to purchase and renovate a building in Bluffton, Georgia. The project will create 5 new jobs and the building

will house their corporate offices as well as serve as a retail store displaying and selling their unique artisan creations produced on the farm and will serve

both the local and traveling population where they will be able to purchase meat products and other farm raised items. White Oak Pastures is solely a grass-fed

pastured program for all livestock and involves no confinement feeding, hormones, or antibiotics. Their livestock includes beef, pork, sheep, chickens and egg

production, ducks, geese, guineas and turkeys.  The farm also has a Certified-Organic vegetable farm.  All of their meat products and vegetables as well as all artisan

products produced on the farm will be available to the public through the new retail location.  The key customers of White Oak Pastures are Whole Foods,

Publix, Atlanta restaurants, US foods, Sysco, Buckhead Beef, and local farmers markets in Albany, Columbus, and Atlanta. The most recent transition for White Oak Pastures

included building an on-farm USDA-inspected beef abattoir and an on-farm USDA-inspected poultry abattoir.  White Oak Pastures is the only farm in the United States

with its’ own red meat and poultry on-farm, USDA-inspected abattoirs.  In addition, they have built an on-farm restaurant (Pavilion) to feed their 120 employees. 

The restaurant is open to the public as well and serves lunch every day and supper Wednesday through Saturday. 


Area Agency on Aging

Workforce Innovation

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